The world is shaking, this investment continues to increase in value My Money – 10 hours ago

Jakarta, CNBC Indonesia – It is no longer a secret that fixed income mutual fund instruments are investment instruments whose movements are quite sensitive to the issue of reference interest rates. This is because the basic assets of this mutual fund are generally long-term bonds.

Right at the close of trading on Friday 10 November 2023, yields on Government Securities (SBN) with tenors of 5, 10 and 15 years, which had experienced a decline, now appear to be strengthening again. And if you look at it YoY, the yield on five-year tenor SBN is -5.53%, 10-year tenor SBN -8.9 and 15-year tenor SBN 2.05%.

When investing in bonds or sukuk, the coupon may be something you really pay attention to because it will determine how much return you will receive each year. However, when you decide to buy bonds on the secondary market, the yield benchmark you have to look at is not only the coupon, but also the yield.

Yield is the total return on the bond you purchased, if you decide to hold it until maturity.

When the yield rises, it indicates that bond prices have decreased and vice versa.

Therefore, an increase in the net asset value (NAV) of a fixed income mutual fund is generally caused by an increase in bond prices or when the bond pays coupons to investors.

But make no mistake, amidst these fluctuations there is one fixed income mutual fund whose value continues to grow like a money market mutual fund and never goes down. The mutual fund is a stable fund.

Danamas Stable is a fixed income mutual fund with the largest managed funds on the market. The amount reached IDR 17.3 trillion.

If you look at it in the long term, the NAV growth of this mutual fund has reached 300% if calculated from when it was first launched.

One reason why this fixed income mutual fund has a very stable performance is because its basic assets are none other than private company bonds.

Private company bonds can actually also be transacted on the secondary market like SBN, but private bond transactions are not as busy as SBN. This is the factor why the price fluctuations of private bonds appear to be lower, as a result the performance of mutual funds that have basic assets in private bonds looks stable like money market mutual funds.

However, what you need to know is that the risk of private bonds is higher than that of SBN. SBN may be immune to the risk of default, but private bonds are not.

Buy Danamas Stabil and get a bonus of up to IDR 25 million!

November 2023 will certainly be a month that can make you happy, because of the Makmur application presenting the 11.11 Danamas Stable Promo. Various attractive benefits await you, ranging from attractive investment bonuses, easy transactions, to special offers for Danamas Stabil mutual funds.

For further details, you can directly visit the official site Prosperous. Get your investment bonus now!

[Gambas:Video CNBC]

Next Article

Helping Residents Financially Literate, Prosperous in Blusukan to NTB