Jakarta, CNBC Indonesia – The results of eConomy SEA 2023 research conducted by Google, Temasek and Bain&Company reveal that Indonesian people still like to use online loans (pinjol). Digital financial services, including loans, are expected to rise rapidly from a low base.
The value of digital loans (loanbook) increased from US$ 5 billion (Rp. 79 trillion) last year, it is projected to reach US$ 6 billion (Rp. 95 trillion) in 2023.
In this research, it appears that the compound annual growth rate (CAGR) of digital loans will jump sharply to 50 percent in 2025. It is projected that the loan book balance will reach US$ 15 billion (Rp. 239 trillion) in that year.
For people who really need to borrow money, they need to be careful and wise before doing it. Because your personal data has the potential to be misused and can cause you to lose money and even harm yourself. Moreover, taking loans from illegal loans that are not registered with the Financial Services Authority (OJK).
OJK announced the latest list of Fintech peer to peer (p2p) lending companies, aka licensed loans, as of October 11 2023. Currently, there are 101 legal loans registered with the OJK.
Through its announcement letter number PENG-3/PL.021/2023, OJK urges the public to always use the services of fintech lending providers that have permission from the OJK.
“Contact OJK contact 157 via telephone number 157 or WhatsApp service 081 157 157 157 to check the status of the financial service product offer you received,” as stated in the letter.
List of 101 OJK licensed loans
The latest list of loans licensed by OJK in October 2023 is as follows:
- Danamas
- investree
- Amartha
- Lightning WALLET
- Boost
- CAPITAL SHOP
- my capital
- FLASH KTA
- Smart Credit
- Maucash
- Finmas
- ClickA2C
- Accelerate
- Ammana.id
- LoanGO
- coinP2P
- treefund
- BLOSSOM
- ThereWe Are
- FINTECH CAPITAL ESTA
- CREDITPRO
- FINTAG
- FAST RUPIAH
- CROWDO
- Indodana
- JULO
- Borrow winwin
- Rupiah Funds
- OVO Financial
- Borrow Capital
- Experience
- AwanCash
- Danakini
- Lion
- DANAMERDEKA
- EASYCASH
- LET’S BORROW IT
- FinPlus
- UangMe
- Borrow Money
- SHARIA FUNDS
- BATUBU
- Fast Cash
- clickUMKM
- Easy Borrowing
- installments
- Lumbungdana
- 360 CREDITS
- Dhanapala
- Credinesia
- Smart
- People’s Capital
- MY SOLUTION
- Liquid
- TrustIQ
- CLICK US
- DUH SYARIAH
- Invoila
- Sanders One Stop Solution
- DanaBagus
- UKU
- CREDIT
- AdaPundi
- Lentera Dana Nusantara
- National Capital
- Communal
- Restock.ID
- TaniFund
- Light
- Avantee
- Gradana
- Danacita
- IKI Capital
- Ivoji
- Indofund.id
- iGrow
- Danai.id
- DUMMY
- SIKAM LAND
- gazwa.id
- KrediFazz
- Doeku
- My active
- Danain
- Indosaku
- Golden Bridge
- EDUFUND
- Join Hands
- PAPITUPI SYARIA
- HelpSaku
- danabijak
- AdaCapital
- With us
- Comrade Cicil
- CROWDE
- Click Liquid
- ETHICS
- SAMIR
- LATAS
- My assets
- Findaya
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